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Network Effects in Fintech
Can they provide an enduring competitive advantage to consumer fintech companies?
 • 
Aika Ussenova
4
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Fintech in LatAm: Banking the Unbanked
Nubank, Ualá and others building path to LatAm customer
 • 
Aika Ussenova
Revolut's Puzzle
Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?
 • 
Aika Ussenova
Understanding Klarna
Plus: How customers use CashApp and Kaspi.kz financial results
 • 
Aika Ussenova
Tinkoff and Russia's Ecosystems
In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…
 • 
Aika Ussenova
1
CashApp Is King
CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.
 • 
Aika Ussenova
6
Holiday issue: Stored value cards and TfL Oysters
We leave ££ millions on unused store cards, gift cards, bank accounts and Oyster cards
 • 
Aika Ussenova
1
Banking on Young People: gohenry, Current, Step, Greenlight
Banking apps for young people collectively raised over $350 million in recent months. I am looking at their strategies.
 • 
Aika Ussenova
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Aika’s Newsletter

Aika’s Newsletter

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