Aika’s Newsletter | Aika Ussenova | Substack

Can they provide an enduring competitive advantage to consumer fintech companies?

New Top Community

Nubank, Ualá and others building path to LatAm customer

Sep 9, 2021

Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?

May 5, 2021

Plus: How customers use CashApp and Kaspi.kz financial results

Mar 4, 2021

In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…

Feb 8, 2021

CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.

Jan 18, 2021

We leave ££ millions on unused store cards, gift cards, bank accounts and Oyster cards

Dec 21, 2020

Banking apps for young people collectively raised over $350 million in recent months. I am looking at their strategies.

Dec 11, 2020

Aika’s Newsletter

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