Aika’s Newsletter
Subscribe
Sign in
Home
Archive
About
New
Top
Discussion
Network Effects in Fintech
Can they provide an enduring competitive advantage to consumer fintech companies?
Aika Ussenova
Apr 8, 2022
16
4
Share this post
Network Effects in Fintech
aika.substack.com
Copy link
Twitter
Facebook
Email
September 2021
Fintech in LatAm: Banking the Unbanked
Nubank, Ualá and others building path to LatAm customer
Aika Ussenova
Sep 9, 2021
16
Share this post
Fintech in LatAm: Banking the Unbanked
aika.substack.com
Copy link
Twitter
Facebook
Email
May 2021
Revolut's Puzzle
Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?
Aika Ussenova
May 5, 2021
19
Share this post
Revolut's Puzzle
aika.substack.com
Copy link
Twitter
Facebook
Email
March 2021
Understanding Klarna
Plus: How customers use CashApp and Kaspi.kz financial results
Aika Ussenova
Mar 4, 2021
8
Share this post
Understanding Klarna
aika.substack.com
Copy link
Twitter
Facebook
Email
February 2021
Tinkoff and Russia's Ecosystems
In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…
Aika Ussenova
Feb 8, 2021
11
1
Share this post
Tinkoff and Russia's Ecosystems
aika.substack.com
Copy link
Twitter
Facebook
Email
January 2021
CashApp Is King
CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.
Aika Ussenova
Jan 18, 2021
9
6
Share this post
CashApp Is King
aika.substack.com
Copy link
Twitter
Facebook
Email
December 2020
Holiday issue: Stored value cards and TfL Oysters
We leave ££ millions on unused store cards, gift cards, bank accounts and Oyster cards
Aika Ussenova
Dec 21, 2020
2
1
Share this post
Holiday issue: Stored value cards and TfL Oysters
aika.substack.com
Copy link
Twitter
Facebook
Email
Banking on Young People: gohenry, Current, Step, Greenlight
Banking apps for young people collectively raised over $350 million in recent months. I am looking at their strategies.
Aika Ussenova
Dec 11, 2020
4
Share this post
Banking on Young People: gohenry, Current, Step, Greenlight
aika.substack.com
Copy link
Twitter
Facebook
Email
Why Be a Bank?
There are two types of digital banks: bottom-up and top-down.
Aika Ussenova
Dec 4, 2020
7
Share this post
Why Be a Bank?
aika.substack.com
Copy link
Twitter
Facebook
Email
November 2020
TransferWise and its Many Pivots
TransferWise proved that fintechs can be profitable. Along the way it didn’t shy away from pivoting. I think its transitioning from B2C to B2B and it…
Aika Ussenova
Nov 27, 2020
4
1
Share this post
TransferWise and its Many Pivots
aika.substack.com
Copy link
Twitter
Facebook
Email
Stripe Should Be a Bank
Stripe is building the internet infrastructure. Paul Graham thinks it's the next Google. Should it become a bank?
Aika Ussenova
Nov 20, 2020
4
3
Share this post
Stripe Should Be a Bank
aika.substack.com
Copy link
Twitter
Facebook
Email
Kaspi.kz - What’s Next for the Most Important Company in Kazakhstan
A profile on Kaspi.kz - a bank turned technology company that IPO’d in London last month raising over $1 billion and becoming the largest listing out of…
Aika Ussenova
Nov 12, 2020
11
11
Share this post
Kaspi.kz - What’s Next for the Most Important Company in Kazakhstan
aika.substack.com
Copy link
Twitter
Facebook
Email
This site requires JavaScript to run correctly. Please
turn on JavaScript
or unblock scripts