Archive - Aika’s Newsletter

Where are $100B fintechs?

There are only few big ($100B) companies in finance and almost all of them are incumbents. Where are $100B fintechs?

Feb 14 •

April 2022

Network Effects in Fintech

Can they provide an enduring competitive advantage to consumer fintech companies?

Apr 8, 2022 •

September 2021

Fintech in LatAm: Banking the Unbanked

Nubank, Ualá and others building path to LatAm customer

Sep 9, 2021 •

May 2021

Revolut's Puzzle

Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?

May 5, 2021 •

March 2021

Understanding Klarna

Plus: How customers use CashApp and Kaspi.kz financial results

Mar 4, 2021 •

February 2021

Tinkoff and Russia's Ecosystems

In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…

Feb 8, 2021 •

January 2021

CashApp Is King

CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.

Jan 18, 2021 •

December 2020

November 2020

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