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Can they provide an enduring competitive advantage to consumer fintech companies?
Aika Ussenova
4

September 2021

Nubank, Ualá and others building path to LatAm customer
Aika Ussenova

May 2021

Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?
Aika Ussenova

March 2021

Plus: How customers use CashApp and Kaspi.kz financial results
Aika Ussenova

February 2021

In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…
Aika Ussenova
1

January 2021

CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.
Aika Ussenova
6

December 2020

We leave ££ millions on unused store cards, gift cards, bank accounts and Oyster cards
Aika Ussenova
1
Banking apps for young people collectively raised over $350 million in recent months. I am looking at their strategies.
Aika Ussenova
There are two types of digital banks: bottom-up and top-down.
Aika Ussenova

November 2020

TransferWise proved that fintechs can be profitable. Along the way it didn’t shy away from pivoting. I think its transitioning from B2C to B2B and it…
Aika Ussenova
1
Stripe is building the internet infrastructure. Paul Graham thinks it's the next Google. Should it become a bank?
Aika Ussenova
3
A profile on Kaspi.kz - a bank turned technology company that IPO’d in London last month raising over $1 billion and becoming the largest listing out of…
Aika Ussenova
11
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