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Where are $100B fintechs?
There are only few big ($100B) companies in finance and almost all of them are incumbents. Where are $100B fintechs?
Feb 14
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Aika Ussenova
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Where are $100B fintechs?
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April 2022
Network Effects in Fintech
Can they provide an enduring competitive advantage to consumer fintech companies?
Apr 8, 2022
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Aika Ussenova
17
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Network Effects in Fintech
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September 2021
Fintech in LatAm: Banking the Unbanked
Nubank, Ualá and others building path to LatAm customer
Sep 9, 2021
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Aika Ussenova
16
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Fintech in LatAm: Banking the Unbanked
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May 2021
Revolut's Puzzle
Revolut is shipping products and launching in new countries at a breakneck pace. Will it be a paradigm shifting company?
May 5, 2021
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Aika Ussenova
20
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Revolut's Puzzle
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March 2021
Understanding Klarna
Plus: How customers use CashApp and Kaspi.kz financial results
Mar 4, 2021
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Aika Ussenova
8
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Understanding Klarna
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February 2021
Tinkoff and Russia's Ecosystems
In Russia, everyone is building ecosystems - Tinkoff, Yandex, Sber, Mail.ru and many more. But Tinkoff is a great bank and perhaps it should stay as…
Feb 8, 2021
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Aika Ussenova
11
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Tinkoff and Russia's Ecosystems
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January 2021
CashApp Is King
CashApp is a part of Square, a $100b company founded by Jack Dorsey. I provide breakdown of CashApp's business model and economics.
Jan 18, 2021
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Aika Ussenova
9
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CashApp Is King
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December 2020
Holiday issue: Stored value cards and TfL Oysters
We leave ££ millions on unused store cards, gift cards, bank accounts and Oyster cards
Dec 21, 2020
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Aika Ussenova
3
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Holiday issue: Stored value cards and TfL Oysters
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Banking on Young People: gohenry, Current, Step, Greenlight
Banking apps for young people collectively raised over $350 million in recent months. I am looking at their strategies.
Dec 11, 2020
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Aika Ussenova
5
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Banking on Young People: gohenry, Current, Step, Greenlight
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Why Be a Bank?
There are two types of digital banks: bottom-up and top-down.
Dec 4, 2020
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Aika Ussenova
7
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Why Be a Bank?
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November 2020
TransferWise and its Many Pivots
TransferWise proved that fintechs can be profitable. Along the way it didn’t shy away from pivoting. I think its transitioning from B2C to B2B and it…
Nov 27, 2020
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Aika Ussenova
5
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TransferWise and its Many Pivots
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Stripe Should Be a Bank
Stripe is building the internet infrastructure. Paul Graham thinks it's the next Google. Should it become a bank?
Nov 20, 2020
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Aika Ussenova
4
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Stripe Should Be a Bank
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